Financial Fitness Mentor


A financial wellness program built on the HEM System.

Financial Fitness Mentor
HEM System

Each edition uses the same household cash flow framework, adapted for the needs of a specific organization or community.

Banks and Credit Unions
Workplace Wellness Programs
Religious and Stewardship Communities
Student Financial Readiness

Banks and Credit Unions

FFM banks and credit unions pg 1

Helping customers improve cash flow timing awareness, reduce overdrafts, maintain more consistent account balances, and gain greater confidence managing household finances.

"This looks amazing and what a great idea."
Lisa Adams, Idaho Banking Assn, Community Outreach Coordinator

FFM banks and credit unions pg 2
FFM banks and credit unions pg 3

Workplace Wellness Programs

FFM companies pg 1

Helping employees reduce financial stress, improve day-to-day financial stability, and gain greater confidence managing household finances.

FFM companies pg 2

Religious and Stewardship Communities

FFM religious communities pg 1

Encouraging thoughtful stewardship, reduced financial stress, stronger family communication, and greater household stability through peer support and community encouragement.

FFM religious communities pg 2

Student Financial Readiness

FFM student financial readiness pg 1

Helping students better manage irregular income and expenses, reduce financial stress, and build sustainable financial habits early in adulthood.

FFM student financial readiness pg 2

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